Does Your Homeowner's Policy Actually Cover You

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Does Your Homeowner's Policy Actually Cover You *

Model of a suburban neighborhood with multiple houses, trees, streets, and a few streetlights, bathed in warm sunlight.

Most homeowners don't find out what's missing in their policy until a claim gets denied — and by then it's too late to fix it.

We read your policy the way an adjuster does. We find the gaps, flag the issues, and give you a plain-language breakdown of exactly where you stand — plus a ready-to-send email to get it corrected before you ever need to file a claim.

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Adjusters Lens Annual Review — $99/Year

All 3 Tiers for 99$ per year!

Your policy shouldn’t be a “set it and forget it” decision.

With Adjusters Lens Annual Review, a licensed adjuster reviews your homeowner’s policy every year to catch the changes most people miss — before they turn into expensive surprises.

Each year, you get a full top-tier review including:

  • Complete coverage and deductible analysis

  • Gap identification with real dollar exposure

  • Professional email templates to fix issues fast

  • Updated weather risk analysis based on actual storms and claim trends in your area

Because policies change. Risk changes. And what protected you last year may not protect you today.

This ensures your coverage keeps up — year after year — so you’re never caught off guard at claim time.

Delivered within 48 hours, every year.

$99.00 every 12 months
Essential Policy Review — $99

Most homeowners assume their policy covers them — until a claim gets filed and they find out it doesn't. For $99, a licensed adjuster reads your entire homeowner's policy and delivers a complete report in plain English. No insurance jargon. No confusion. You'll know exactly what you have, what you don't, and where the gaps are — before you ever need to file a claim. Delivered within 48 hours.

$99.00
Most Popular Policy Review — $149

Everything in the Essential review, plus a professional templated email to send directly to your agent. Every gap we find comes with a clear explanation and the cost to correct it. And we don't automatically tell you to raise your premium — every issue comes with a real plan. We'll tell you whether to quote the additional coverage or self-insure by setting money aside in a 4% interest-bearing account for your own risk management. You leave with answers and a strategy. Delivered within 48 hours.

$129.00 $149.00
Sale
Complete Policy + Weather Review — $199

Our most comprehensive review. Everything in the Essential and Standard reviews, plus a full weather risk analysis specific to your zip code. We cross-reference historic weather patterns and claims data for your area against your current deductibles and coverage types. A 2% wind deductible sounds small — until you realize wind is the top cause of damage in your area and that 2% on a $300,000 home is $6,000 out of your pocket before insurance pays a dime. We find those mismatches and tell you exactly what to do about them. Delivered within 48 hours.

$169.00 $199.00
Sale

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